When you succeed, the whole acupuncture profession wins.

Get the coverage you need with ease. Whether you’re an independent acupuncturist or manage a group practice, our customized policies are designed to protect your work and support your growth.

You have questions and we have answers.

Explore our Frequently Asked Questions (FAQs) and if your question isn’t answered here, our team is here to help.

How do I get a quote or apply for coverage?

Acupuncture Select by MIEC RRG™ has you covered.  If you are a solo practitioner seeking coverage as an individual, you can walk through the entire process using our online tools.  Simply click the option to get a quote, or apply for coverage, and our system will walk you through the process step by step.  Qualified applicants can get a quote, apply for coverage, and even pay/bind your policy from our website.  If you are looking for coverage for a group, clinic, educational institution, or just need more personalized service, contact an Acupuncture Select Account Manager today.

Note: The online application is currently designed for individual practitioners only. If your practice is a group of practitioners and/or includes more than one acupuncturist, or is an educational institution, please contact an Acupuncture Select Account Manager to apply at 800.227.4527, or info@acupunctureselect.com. Or, select Get a Quote from the website, complete the contact form including the type of coverage you are looking for, and an Acupuncture Select Account Manager will contact you directly.

Professional Liability Insurance, also known as malpractice insurance, covers medical professionals for allegations of negligence, medical errors, or omissions during patient care. For acupuncturists, it provides financial protection and legal support if a patient claims your treatment caused harm. Professional liability policies may also provide coverage for administrative matters initiated by a licensing or regulatory body. While not required by most states or licensing boards, it is strongly recommended to protect your practice and personal assets in the event of an allegation/lawsuit.

For more detailed information regarding coverages, please visit our coverage overview page.

Professional Liability and Premises Liability Coverage

Administrative Defense Coverage
Policy Features:

  • Claims-made with prepaid tail – If the policy is cancelled, tail coverage is included at no additional cost for up to 15 years.
  • Prior-Acts coverage available at no additional charge, subject to Underwriting review and approval.
  • Portable coverage – Covers you practicing under the scope of your license, regardless of the location while practicing within the coverage territory.
  • Flexible coverage options – Full-time and part-time rates available
  • Policy limits – Limit options include $1,000,000 per occurrence; $3,000,000 annual aggregate, or $2,000,000 per occurrence; $3,000,000 annual aggregate coverage. Defense costs DO NOT erode the primary limits of liability.
  • Administrative Defense – Up to $25,000 in annual aggregate coverage for investigations and/or disciplinary action(s) by licensing boards or government agencies.
  • Crisis Recovery Reimbursement – $10,000 annual aggregate in Crisis Recovery reimburse provided at no additional cost.
  • Corporate entity coverage available – Legal entity can be named in the policy to extend coverage should the entity be named in a lawsuit. Entity can be named with a shared limit at no additional cost.
  • Premises liability – blanket coverage for premises liability included, covering “slip/fall” type incidents in a covered location. (no opt-in required)
  • Optional add-ons – Personal & Advertising Injury, Cyber liability/security coverage, and ancillary services
  • Broad treatment coverage – Covers almost entire scope of practice in California including cosmetic acupuncture, fertility, and pregnancy (induction, turning breech), coverage expanded to include labor & delivery.
  • Additional Insureds covered at no additional cost
  • Arbitration and Consent forms – MIEC does not require arbitration or the use of its consent form

Yes! Acupuncture Select™ offers coverage for all Licensed Acupuncturists in states where we issue policies [insert link to map]. This includes solo practitioners, group practices, schools, employees, independent contractors, partnerships, and corporations.

Acupuncture Select ™ provides coverage for licensed acupuncturists. Students are typically covered through their school for clinic work and externships. Once you complete your studies and receive your state license, you’ll be eligible to apply.

Yes. Acupuncture Select ™ covers services that fall within your state’s approved scope of practice for licensed acupuncturists. This includes cupping, Gua Sha, herbal therapy, cosmetic/facial acupuncture, microneedling, fertility treatment, pregnancy care, and labor and delivery. Because the scope of practice varies by state, we recommend confirming which services are permitted in your state.

Certain procedures—such as direct moxa, acupuncture for anesthesia, use of non-disposable needles, and practicing outside your licensed scope—are excluded from coverage. If you have questions about whether a specific technique or service is covered, please contact us at info@acupunctureselect.com.

This is a personal decision based your comfortability and overall risk tolerance. In most states there are no prescribed rules/laws requiring malpractice insurance and/or limits. In our experience, the most common coverage limits are $1 million per incident and $3 million annual aggregate. This is generally sufficient for most individual practitioners. For an additional cost, higher limits—such as $2 million/$4 million—are available and typically chosen by larger practices or when required by credentialing organizations or other contractual obligations.

Yes. Telehealth consultations and treatments are covered, as long as they fall within your state’s approved scope of practice and you are properly licensed (or otherwise authorized) in the state where the patient is physically located at the time of treatment. Licensing and telehealth regulations vary by state, so it’s important to confirm requirements before providing care across state lines.